Certificate of Deposits

  • Terms from 30 days to 60 months
  • Longer terms feature higher rates
  • Maximize savings with compound interest
  • FDIC-insured
Current Rate
5 Yr CD
4.66% APY
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Deposit excess funds in one or more of M.Y. Safra Bank's CDs to bolster your savings with fixed and competitive rates that deliver fast growth.
CDs from M.Y. Safra Bank are structured to help you reach specific savings goals for special purchases, financial planning, or any other purpose.

The most advantageous approach is to create a CD ladder, whereby you divide your investment over multiple CD terms at increasing rates. As CDs mature, you reinvest them at the longest term in your initial investment. By spacing out the terms, a CD reaches maturity every few months. This provides you with the potential opportunity to reinvest at higher rates or to achieve greater liquidity.

M.Y. Safra Bank offers many different terms to stagger your growth across any time frame. Analyze the benefits of a CD-investment strategy and estimate your potential savings growth over a full term with our CD calculator
Whether you are considering homeownership or analyzing the benefits of refinancing, M.Y. Safra Bank's mortgage options provide the necessary flexibility.
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